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Certificate Accounts

Otherwise known as Certificates of Deposit (CDs).

If you don’t mind waiting for your money to grow, this account is for you!

Open a CD Account

$1,000 Minimum Initial Deposit

Start earning with a Certificate from $1,000

Tiered Fixed-Rate

Terms range from 6-60 months; longer terms = better earnings

No Monthly Fee

Just more money in your pocket

Current Rates

Certificate Accounts*

Term Minimum Opening BalanceDividend RateAPY**Early Withdrawal Penalty
6 Months$1,0002.960%3.00%60 Day Interest
12 Months$1,0003.057%3.10%60 Day Interest
24 Months$1,0003.154%3.20%90 Day Interest
36 Months$1,0003.251%3.30%90 Day Interest
48 Months$1,0003.348%3.40%180 Day Interest
60 Months$1,0003.445%3.50%180 Day Interest
*Certificate is a tiered fixed-rate account that will earn the stated dividend rate for the duration of the account term. Certificate Accounts are subject to penalties for early withdrawals.

** APY is Annual Percentage Yield.

Calculator

Use this calculator to estimate potential earnings based on deposit amount and interest rate.

How to Open a GASCU Certificate Account in Four Easy Steps:

1
Open an Account

Establish your membership with GASCU by opening a savings account with us

2
View the Rates

Check out our Rates and select the tier and APY that best meets your financial goals.

3
Visit or Call

Stop by our branch or call us at (818)248-7425 to open Certificate Account

4
Fund your Certificate

Deposit money into your new account and smile as you watch your money grow!

Why choose GASCU to open a certificate?

At GASCU, we take pride in being more than just a local financial institution. We’re dedicated to offering personalized service and fostering lasting relationships with our members. As a not-for-profit credit union, we’re owned by the people we serve—so your success is our success. That’s why we strive to deliver higher savings rates, better loan options, and lower fees than the big banks.

You may also be interested in:

Money Market Accounts

Put your money to work without locking it up in a term certificate.

Explore Money Market Account options

Holiday Savings

Holiday Savings Account can help you plan ahead and keep the season merry and bright!

Open a Holiday Savings Account

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