Choose the Classic, Gold, or Share-Secured depending on your financial needs. And here’s the real game-changer: Enjoy ZERO fees on balance transfers and cash advances, plus an exceptionally low 7% APR* on those transactions. Whether you’re consolidating debt or need fast access to funds, we make it affordable and hassle-free.
Need to build or repair your credit?
Apply for our share-secured credit card. To learn more, Click here.
The Perks
Choose the card that fits you best:
Visa Secured
Ideal for members who need to fix or build their credit. Secured with minimum $500 from a GASCU account.
| Feature | Visa Classic | Visa Gold | Visa Secured |
|---|---|---|---|
| APR | 9.9% APR | 9.9% APR | 9.9% APR |
| Annual Fee | $0 | $0 | $0 |
| Balance Transfer Fee | $0 | $0 | $0 |
| Cash Advance Fee | $0 | $0 | $0 |
| Over Limit Fee | $0 | $0 | $0 |
| Cash Advance APR | 7% fixed | 7% fixed | - |
| Interest Grace Period | 25 days on purchases | 25 days on purchases | 25 days on purchases |
| Spending Limit | $4,999.99 | $5,000-$40,000 | amount of deposit, min. $500 |
Who is the GASCU Visa Credit Card for?
Our GASCU Credit Card is flexible enough for just about anyone—but if any of the following describe you, it’s a match made in money heaven.
If you have high-interest debt
With no transfer fees, you can save money transferring your high interest debt to the GASCU Credit Card.
If you like being rewarded
You’ll earn rewards – like cash back – on every single dollar you spend with your GASCU Credit Card.
If you’re a budget-consious spender
No annual fee, no over-limit fee, and a 25-day grace period on purchases make this card ideal for someone who pays attention to every dollar and hates hidden charges.
Bonus Rewards Program
Your everyday purchases have never been so rewarding! Bonus Rewards is a simple, easy-to-use program that rewards you with points each time you use your Bonus Rewards credit card. From groceries to fuel to utility bills, your everyday purchases will really pay off.
Bonus Rewards Program FAQs:
Earn one point for every dollar spent on card purchases. Cash advances / Balance transfers don’t earn points towards the bonus rewards.
You can keep track of your points and redeem them by logging into the online banking page. Choose your Visa credit card from the “Cards” tab and click “Card Rewards”. Alternatively, you can access your points from dreampoints.com/gascu or by calling (866)690-4104
You can redeem for CASH, as well as brand-name merchandise, event tickets, gift cards, airline tickets, hotel rooms, car rentals, cruises and more!
To activate or report your card lost/stolen please call (866) 928-9237
Ready to Apply?
Disclosures
*APR is Annual Percentage Rate.