Money Talks.Make sure yourkids are fluent.
Introducing Extra Credit, GASCU’s all-in-one program for building smart money habits in teens. Extra Credit pairs a teen checking account—with built-in parental oversight tools and an initial deposit match up to $100—with access to our award-winning online financial literacy program. Together, they give your teen everything they need to build financial independence and know-how!
Financial Literacy Education
Built for Teens
Courses built around realistic financial scenarios your students will actually face—from budgeting a first paycheck to navigating credit cards and auto loans.
Online & Self-Paced
Accessible anytime, anywhere, on any device.
State Standards-Aligned
Grade-level appropriate interactive courses covering essential financial literacy topics that fulfill California state learning standards.
Checking Account
Parental controls
Parents decide exactly what their child can and can’t do—card management, contact info, and more.
Savings goals
Kids set and track savings goals right in the app—building positive money habits early.
Easy transfers
Move money between accounts instantly. Simple, supervised, and safe by design.
What is required
Students
- Students must be between 13-17 years of age
- Student must have a valid social security card
Parents
- Parents do not need to be members of GASCU
- Parents must be present to establish the account
- Parents must have a valid drivers license with current address
Step by Step
Parent to visit branch with required documentation, and $5. Required Documentation: Student’s Social Security Card, and Parents Drivers license.
Access to our financial literacy program is granted, once account is open.
Debit card arrives via mail in 7-10 days. Matched funds are held for 180 days.
*New members ages 13–17 only; parent or guardian joint account owner required. Limit one deposit match per person. GASCU will match the initial opening deposit dollar for dollar, up to $100. $5 minimum opening deposit. Matched funds are held for 180 days and forfeited if the account closes before the hold is released.