A HELOC from GASCU can be the most affordable way to get the funds you need for almost any purpose. With new lower rates and flexible repayment terms, GASCU can make everything more affordable.

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“The friendliest service I’ve ever had inside a bank. My husband and I were looking for loan and Glendale area schools credit Union had the lowest rates. We’re always greeted with a smile every time we walk in.”

Sandra W.

“Josie at the GUSD branch is incredibly professional and always greets customers with a warm, welcoming attitude. Her patience, efficiency, and willingness to go the extra mile make every visit a pleasant experience. Thank you, Josie!”

Bella S.

“The staff at GASCU provides the best service I’ve ever experienced AND they do it with utmost professionalism, respect, and kindness on an ongoing basis! I am a happy client of over 40 years and have recommended GASCU to many of my colleagues, neighbors, and family members.”

Amir G

“An excellent place to bank, trusted staff who greet you when you come through the door.”

“Great rates on autos, signature loans and VISA.”

Hille D.

“I had a great experience with this credit union. Tina M. was incredibly helpful, kind, and polite throughout the whole process. I would definitely recommend anyone to bank with them.”

Steve P.

Disclosures

(1) APR = Annual Percentage Rate. APR for purchases (Rate differential based on FICO score): level 1: 9.90%; level 2: 11.90%; level 3: 13.90%; level 4: 16.90%. Your annual rate does not vary. No annual fee. Grace Period for Repayment of Balances for Purchases: You have 25 days to repay your balance before a finance charge on purchases will be imposed. Method of computing the Balance for Purchases: Average daily balance method (including current transactions). No transaction fee for cash advances. Late Payment Fee: 20% of interest due or $5.00 whichever is greater. Exceeding the Credit Limit Fee: $10.00.

(2) Early access to direct deposit funds is dependent on timing of the submission of the payment file from the employer. GASCU cannot change the timing of employers’ transmission. When received, GASCU makes these funds available on the day the payment file is received, which may be up to 2 days earlier than the effective payment date.

(3) Courtesy Pay Program: Click here for more information

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