Our checking account makes money management simple and rewarding. From a free Visa® debit card to convenient BillPay and overdraft protection, you’ll have the tools you need to stay in control—without added costs.
Alternatively, earn dividends with our FREE BONUS CHECKING.
Click here for more information
Bonus Checking
Earn 2% APY* from your checking account with NO MONTHLY FEES.
Terms to qualify for Bonus Checking:
Make a minimum of 12 card purchases per month using your Debit Card or VISA® Credit Card. (Transactions at an ATM and online payments do not qualify)
Dividends paid monthly on balances up to $25,000.
*APY is Annual Percentage Yield. The above rates are variable, subject to change without notice, and are all anticipated rates and annual percentage yields for the current dividend period.
Overdraft Options
Accidentally spend more than what’s in your account? Our Overdraft options provide an extra layer of protection,so you can keep life running smoothly.
Overdraft Protection
In the event that you do not have enough money in your account, Overdraft Protection will transfer available funds from one of your eligible accounts to pay the transaction.
Courtesy Pay
We understand you manage your finances carefully, but when the unexpected happens, Courtesy Pay has you covered. If a payment causes your account balance to dip below zero, we may cover it—up to a limit—including the Courtesy Pay fee. With Courtesy Pay, your checking account has added peace of mind. Eligibility requirements apply. Click here for more information.
Overdraft Protection FAQ
Checks and other transactions, other than bill payments, are automatically covered with Overdraft Protection. In order to authorize overdrafts on ATM and debit card transactions, please contact our branch.
The fee for each overdraft transfer is $1.
If you overdraw your account, and you don’t have any other linked accounts with us, we may choose to cover the transaction, taking your account negative for the purchase amount plus a flat Courtesy Pay fee. Courtesy Pay coverage includes monthly subscriptions, but it does not include bill payments. You must repay the amount within 10 days.
To be eligible for the Courtesy Pay Program, you must meet the following criteria:
- Must be a member in good standing with an active share account with a minimum balance of $5.00.
- Cannot be delinquent on any loan with the Credit Union or have a negative share outstanding for more than 10 days.
The fee for Courtesy Pay is $10 per overdraft transaction.