Loan Application All Purpose Loan Application The Glendale Area Schools Credit Union All Purpose Loan Application Step 1 of 4 - Loan Information 0% Check the Box Indicating the Type of Credit You Are Applying For* Individual Account Joint Account with Your Spouse Joint Account with Someone Other Than Your Spouse (Co-Applicant) Initial Advance / Limit Requested $*Purpose* Signature Loan (Unsecured & Consolidation) New Auto Loan Used Auto Loan RV / Boat / Motorcycle Loan Share Secured VISA Type of Card Issued* Visa Visa Increase Enter the new credit limit*Enter the new credit limitI Would Like Cards Issued in the Name of:* Applicant Only Applicant & Spouse / Co-Applicant ApplicantPersonal InformationSocial Security Number*Driver's License Number*Date of Birth*MonthMonth123456789101112DayDay12345678910111213141516171819202122232425262728293031YearYear20262025202420232022202120202019201820172016201520142013201220112010200920082007200620052004200320022001200019991998199719961995199419931992199119901989198819871986198519841983198219811980197919781977197619751974197319721971197019691968196719661965196419631962196119601959195819571956195519541953195219511950194919481947194619451944194319421941194019391938193719361935193419331932193119301929192819271926192519241923192219211920Name* First Last Enter Your Address* Street Address City State / Province / Region ZIP / Postal Code Living Situation* Rent Own If Rental*Note said to add space for rent, what is this for? How much they pay per month?Duration of Residence*Years and months that you've been at your current residence. (Example: 5 years 8 months)Home Phone*E-mail Address* Number of Dependents (Not Including Yourself)*Employment IncomePresent Employer*Gross Monthly Salary*Position*Duration of Employment*Years and months that you've been at your current place of employment. (Example: 5 years 8 months)Work Phone Number*Upload Copies of Current PaystubsAccepted file types: jpg, png, pdf, Max. file size: 100 MB.List Any Type of Other IncomeSource of IncomeGross Monthly Amount Personal ReferenceNearest Relative (Not Living With You)RelationshipRelative's Phone* Spouse / Co-ApplicantPersonal InformationSocial Security Number*Driver's License Number*Date of Birth*MonthMonth123456789101112DayDay12345678910111213141516171819202122232425262728293031YearYear20262025202420232022202120202019201820172016201520142013201220112010200920082007200620052004200320022001200019991998199719961995199419931992199119901989198819871986198519841983198219811980197919781977197619751974197319721971197019691968196719661965196419631962196119601959195819571956195519541953195219511950194919481947194619451944194319421941194019391938193719361935193419331932193119301929192819271926192519241923192219211920Name* First Last Enter Your Address* Street Address City State / Province / Region ZIP / Postal Code Living Situation* Rent Own If Rental*Note said to add space for rent, what is this for? How much they pay per month?Duration of Residence*Years and months that you've been at your current residence. (Example: 5 years 8 months)Home Phone*E-mail Address* Number of Dependents (Not Including Yourself)*Employment IncomePresent Employer*Gross Monthly Salary*Position*Duration of Employment*Years and months that you've been at your current place of employment. (Example: 5 years 8 months)Work Phone Number*Upload Copies of Current PaystubsAccepted file types: jpg, png, pdf, Max. file size: 100 MB.List Any Type of Other IncomeSource of IncomeGross Monthly Amount Personal ReferenceNearest Relative (Not Living With You)RelationshipRelative's Phone* IMPORTANT VISA DISCLOSURE INFORMATIONAnnual Percentage Rate for Purchase* (VISA CARDS ONLY) level 1 9.90% level 2 11.90% level 3 13.90% level 4 16.90% Other APRs: Cash Advances and Balance Transfers* level 19.90% level 211.90% level 313.90% level 416.90% Variable Rate Information Your annual rate does not vary. Grace Period for Repayment of Balances for Purchases You have 25 days to repay your balance before a finance charge on purchases will be imposed. Method of Computing the Balance for Purchases Average daily balance method (Including current transactions). Annual Fees - $10 (Waived if card used 2 or more times each year from date of issuance) Transaction Fee for Cash Advances - None Late Payment Fee - 20% of interest due or $5.00 whichever is greater Exceeding the Credit Limit - $25.00 *Rate differential based on FICO score. The information about the costs of the credit card described in this Application and the above Disclosure is accurate as of 07-2010. This information may have changed after that date. To find out what may have changed call us at(818)248-7425 or (800)844-5363 or write to us at P.O. Box 556, Montrose, CA 91021. AGREEMENT “You” and “Your” mean each and all of the applicants signing on the reverse. 1. You certify the accuracy of the information given in this application and you will notify the Credit Union in writing immediately if there is any change in your financial condition. It is a violation of Section 1014, Title 18, U.S. Code, to make a false statement or overvalue security for the purpose of influencing the action of any federally insured Credit Union. 2. You authorize the Credit Union to gather whatever credit, employment information, tax returns and related information from the Internal Revenue Service that the Credit Union considers appropriate from time to time (you understand that this will assist, for example, in determining your eligibility for renewal of credit and additional extensions of credit). You authorize the Credit Union to give information concerning your credit experience with us to others. You understand and agree that the Credit Union may retain this application and any other credit information the Credit Union may receive. 3. You agree that by using or authorizing another to use the Account,you will be bound by the terms and conditions of the applicable Glendale Area Schools Federal Credit Union Agreement entitled: A) Closed-End Note, Disclosure Statement, Loan and Security Agreement and Truth-In-Lending Disclosure B) The Credit Line Agreement and Federal Disclosure Statement C) Visa Credit/Debit Agreement and Disclosure (which will be given to you if your application is approved and before the first transaction is made) or D) Home Equity Credit Line Credit Agreement and Truth-in-Lending Disclosure (variable rate). 4. If you wish to designate an authorized user(s) on your Visa Account you understand that you must contact the Credit Union for additional card(s). ACKNOWLEDGEMENT OF PLEDGE OF SHARES FOR VISA APPLICANTS ONLY BY REQUESTING AND RECEIVING, SIGNING AND USING, OR PERMITTING OTHERS TO USE A VISA CARD ISSUED TO YOU BY GLENDALE AREA SCHOOLS FEDERAL CREDIT UNION, YOU AGREE, AS CARDHOLDER, TO THE TERMS OF THE VISA CARD AGREEMENT AND DISCLOSURE STATEMENT, AND YOU FURTHER ACKNOWLEDGE AND AGREE THAT THE VISA CARD AGREEMENT AND DISCLOSURE STATEMENT CONTAINS THE FOLLOWING PROVISION: "SECURITY INTEREST: Borrower agrees that the line of credit account is secured by a pledge of all shares and deposits now or hereafter held in the Credit Union, except funds held in an Individual Retirement Account. Borrower authorizes the Credit Union to apply these shares and deposits to the payment of all sums due the Credit Union in the event Borrower is in default.” THIS MEANS THAT IF YOU ARE IN DEFAULT UNDER THE TERMS OF THE VISA CARD PROGRAM, WE MAY EXERCISE OUR RIGHTS AS A SECURED PARTY TO APPLY ANY FUNDS YOU HAVE ON DEPOSIT WITH US TO SATISFY YOUR INDEBTEDNESS. NOTICE: This acknowledgement must be signed by you and returned to the Credit Union. http://www.consumerfinance.govSignaturesApplicant Agreement* I have read and agree to be bound by the agreement Applicant Signature (Please type your name)*Date* MM slash DD slash YYYY Spouse / Co-Applicant Agreement* I have read and agree to be bound by the agreement Applicant Signature (Please type your name)*Date* MM slash DD slash YYYY CAPTCHA
