Open Account Apply for a Loan Business Loan
Glendale Area Schools Credit Union
Serving the Glendale Area Community Since 1937
ABA# 322280058
  • Log In
    • Online Banking
  • Home
  • Membership
    • Membership Benefits
    • Membership Eligibility
  • Loans
    • Auto Loans
    • Credit Cards
    • Personal
    • Mortgage & Equity Loans
    • Student Loans
    • Student Loan Refinancing
  • Products & Services
    • Savings
      • Savings
      • Money Markets
      • Summer Saver
      • Holiday Club Savings
      • Certificates of Deposit
      • IRA Certificates
      • Funds Availability
    • Checking
    • Wealth Management
    • Auto Buying Services
    • Real Estate Buying Services
    • Insurance
      • Auto Insurance
      • Home Insurance
      • Payment Protection Insurance
    • VISA Quick Links
  • Current Rates
  • Disclosures
  • About Us
    • Annual Reports
    • Board of Directors and Management
    • Careers
    • Contact Us
    • Credit Union History
    • Message from the CEO
    • Newsletter
    • School & Community Partnerships
    • Testimonials
  • Home
  • Current Rates

Current Rates

  • Savings
  • Share Certificates
  • Money Market & Checking
  • Loans

This schedule contains rates applicable to specified accounts and is incorporated as a part of your account agreement with Glendale Area Schools Credit Union.

Type Minimum Opening Balance Minimum to Earn Dividend Dividend Rate APY*
Regular Savings $0 – $249.99 $0 0.00% 0.00%
Regular Savings $250 – over $250 0.05% 0.05%
Summertime Savings** $25.00-$2,500** $25 3.45% 3.50%
Holiday Club $0 – $5,000 $1 0.10% 0.10%

*APY is Annual Percentage Yield. The above rates are variable, subject to change without notice, and are all anticipated rates and annual percentage yields for the current dividend period.
**Summertime Savings for School Employees only working 10 or 11 month schedules to help save for summer months
**Summertime Savings requires an electronic direct deposit between $25-$2,500 monthly deposit. No cash or checks deposit allowed.

asi-color

CD/Term Share Account Rates*

Term Min Balance to Open Dividend Rate APY Early Withdrawal Penalty
6 Month $1,000 0.399% 0.40% 1 Month Interest
12 Month $1,000 0.449% 0.60% 3 Month Interest
24 Month $1,000 0.698% 0.70% 3 Month Interest
36 Month $1,000 0.797% 0.80% 3 Month Interest
48 Month $1,000 0.896% 0.90% 3 Month Interest
60 Month $1,000 0.995% 1.00% 3 Month Interest
IRA Terms** Minimum Deposit
1 Year $100 See CD rates above Early withdraw penalties may apply
2 Year $100 See CD rates above Early withdraw penalties may apply
3 Year $100 See CD rates above Early withdraw penalties may apply
4 Year $100 See CD rates above Early withdraw penalties may apply
5 Year $100 See CD rates above Early withdraw penalties may apply

*Certificate is a tiered fixed-rate account that will earn the stated dividend rate for the duration of the account term. A penalty may be imposed for early withdrawals.

asi-color

Money Market Account Rates

Tier Min Bal Dividend Rate* APY**
1 $1,000 0.05% 0.05%
2 $25,000 0.15% 0.15%
High Yield $25,000 0.30% 0.30%

Checking Account Rates

Type Min Bal to Open Dividend APY**
Basic-FREE $0.00 0% 0%
BONUS Checking*** $0.00 1.98% 2.00%
VIP $0.00 0.01% 0.01%
Advantage $500 0.01% 0.01%

*Variable rate high yield Money Market account dividend may adjust on the first day of every month.
**If you close your share account before dividends are paid, you will not receive the accrued dividends.
***Bonus Checking Requirements & Features, click here.

asi-color

Consumer and Real Estate Loan Rates

Loan Type Loan Term APR
Auto Loan-New or Used Car* 12-36 Months as low as 1.99%
48-60 Months as low as 2.49%
61-72 Months as low as 2.99%
73-84 Months as low as 3.49%
up to 125% Financing (subject to credit approval)
*Used vehicles model years 2010 to 2015 add 1%
*Classic cars add 3%
Loan Term APR
Personal Loans 12 – 60 months as low as 8.99%
Recreational Vehicles and Boats Loan Term APR
New: – Model year 2020 and 2021 Up to 144 Months as low as 3.99%
New: – Model year 2020 and 2021 Up to 240 Months as low as 4.49%
Used:*  –  Model years 2016-2019 Up to 120 Months as low as 4.25%
Used:*  –  Model years 2016-2019 Up to 180 Months as low as 4.74%
*Used vehicles model years 2010 to 2015 add 1%
VISA Credit Card* Loan Term APR

Classic Card:

Open end

as low as 9.9%

Gold Card:

Open end

as low as 9.9%

*No Annual, Cash Advance, Over Limit or Balance Transfer fees
All Cash Advances have 7% APR
Deposit Secured Loans* varies 3.00% over dividend rate on savings
*Secured loans offer individuals with challenged credit history
to rebuild their credit by placing money on deposit as security for loan. Ask us how.
Real Estate Loans*
*Contact a Real Estate Specialist for current rates: (818)248-7425 ext. 8106 and 8116

Serving the Glendale Area Community Since 1937

Hours & Locations | Contact Us | Sitemap | Privacy Policy
Online Privacy Policy | US Patriot Act | Website Terms

If you are using a screen reader and are having problems using this website, please call (818) 248-7425 for assistance.

© 2021 Glendale Area Schools Credit Union - All Rights Reserved