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Glendale Area Schools Credit Union
Serving the Glendale Area Community Since 1937
ABA# 322280058
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Current Rates

  • Savings
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This schedule contains rates applicable to specified accounts and is incorporated as a part of your account agreement with Glendale Area Schools Credit Union.

Type Minimum Opening Balance Minimum to Earn Dividend Dividend Rate APY*
Regular Savings $0 – $249.99 $0 0.00% 0.00%
Regular Savings $250 – over $250 0.10% 0.10%
Summertime Savings** $25.00-$2,500** $25 5.84% 6.00%
Holiday Club $0 – $5,000 $1 0.10% 0.10%

*APY is Annual Percentage Yield. The above rates are variable, subject to change without notice, and are all anticipated rates and annual percentage yields for the current dividend period.
**Summertime Savings for School Employees only working 10 or 11 month schedules to help save for summer months
**Summertime Savings requires an electronic direct deposit between $25-$2,500 monthly deposit. No cash or checks deposit allowed.

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CD/Term Share Account Rates*

Term Min Balance to Open Dividend Rate APY Early Withdrawal Penalty
6 Month $1,000 2.960% 3.00% 60 Day Interest
12 Month $1,000 3.057% 3.10% 60 Day Interest
24 Month $1,000 3.154% 3.20% 90 Day Interest
36 Month $1,000 3.251% 3.30% 90 Day Interest
48 Month $1,000 3.348% 3.40% 180 Day Interest
60 Month $1,000 3.445% 3.50% 180 Day Interest
IRA Terms** Minimum Deposit
1 Year $100 See CD rates above Early withdraw penalties may apply
2 Year $100 See CD rates above Early withdraw penalties may apply
3 Year $100 See CD rates above Early withdraw penalties may apply
4 Year $100 See CD rates above Early withdraw penalties may apply
5 Year $100 See CD rates above Early withdraw penalties may apply

*Certificate is a tiered fixed-rate account that will earn the stated dividend rate for the duration of the account term. A penalty may be imposed for early withdrawals.

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Money Market Account Rates

Tier Min Bal Dividend Rate* APY**
1 $1,000 0.40% 0.40%
2 $25,000 0.65% 0.65%
High Yield $25,000 2.23% 2.25%

Checking Account Rates

Type Min Bal to Open Dividend APY**
Basic-FREE $0.00 0% 0%
BONUS Checking*** $0.00 1.98% 2.00%

*Variable rate high yield Money Market account dividend may adjust on the first day of every month.
**If you close your share account before dividends are paid, you will not receive the accrued dividends.
***Bonus Checking Requirements & Features, click here.

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Consumer and Real Estate Loan Rates

Loan Type Loan Term APR
Auto Loan-New or Used Car* 2020 – 2025
12-36 Months as low as 3.99%
37-48 Months as low as 4.49%
49-60 Months as low as 4.99%
61-72 Months as low as 5.49%
73-84 Months as low as 5.99%
up to 125% Financing (subject to credit approval)
*Used vehicles model years 2014 to 2019 add 1.00%
*Classic cars add 3.00%
*Motorcycles add 1.50% (Max 100% LTV)
Loan Term APR
Personal Loans 12 – 60 months as low as 9.99%
Recreational Vehicles and Boats Loan Term APR
New: – Model year 2020 and 2025 Up to 180 Months as low as 6.99%
New: – Model year 2020 and 2025 Up to 240 Months as low as 7.49%
Used:*  –  Model years 2014-2019 Up to 120 Months as low as 7.24%
Used:*  –  Model years 2014-2019 Up to 180 Months as low as 7.74%
*Used vehicles model years add 1.00%
VISA Credit Card* Loan Term APR

Classic Card:

Open end

as low as 9.9%

Gold Card:

Open end

as low as 9.9%

*No Annual, Cash Advance, Over Limit or Balance Transfer fees
All Cash Advances have 7% APR
Deposit Secured Loans* varies 3.00% over dividend rate on savings
*Secured loans offer individuals with challenged credit history
to rebuild their credit by placing money on deposit as security for loan. Ask us how.
Real Estate Loans*
*Contact a Real Estate Specialist for current rates: (818)248-7425 ext. 400

Rates effective as of April 1, 2025

Serving the Glendale Area Community Since 1937

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