Has your insurance kept up with the changes in your life? If you’re like most people, you probably already own some life insurance…through your employer or insurance you’ve purchased on your own. But it is still enough to cover all your needs? Have you thought about Long Term Care Insurance and Disability insurance to cover you in case you’re sick or hurt and can’t work?
This may sound like it’s all gloom and doom, but it just takes a few minutes to uncover if you and those you love are covered and ensure that your family is protected:
- Death before loan/debt repayment can be finished
- Spouse outliving a life only pension plan
- Death before reaching personal goals the client wants funded
- Retirement funding for spouse, child’s education
- Tax-free income
- Disability Insurance
- Long-Term-Care Insurance
- Death of a primary income earner
- Final expenses
- Dependent income
- Family goals
- Support of parents
- Wealth transfer/preservation
- Death of a partner or co-shareholder
- Death of a key employee
- Loss of a key employee to a competitor
- Illiquidity of the business in the event of an owner’s death
- Special situations (e.g. stock repurchases, fund retirement benefits)
Financial Advisors may offer securities, advisory services, and certain insurance products and are not affiliated with other entities named. Products and services offered through Financial Advisors *Are not insured *are not guaranteed by any Credit Union * may lose value. Not a deposit.
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This site is for informational purposes only and is not intended to be a solicitation or offering of any security and;
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